Adulting

Fashionable, On A Budget

This week one of my friends came to me asking for help find a couple of dresses for some upcoming weddings on the cheap.  I’m kind of known as the “frugal friend” but I mean I think I dress pretty well!  Or lets just say this, usually when people compliment my outfit I’m like “oh thanks I got it at XYZ for $10!”.  I’m not afraid to brag about it lol.  I like to think of myself as a smart shopper-someone who knows when and where to buy things, and not over pay.  So as I was thinking about it, I sorta have a list of rules that I try to follow and it really helps me stay on budget.

  1. Plan purchases in advance.  If you know you have an event coming up and need a certain outfit, be on the lookout for a good deal.  The WORST is needing a certain color dress and having to over spend on it because you needed it ASAP and didn’t really have any other options.
  2. Shop “Basics” in the sale sections or a discount stores.  End of summer/winter clearances are my go-tos for solid colored tees, jeans, shorts, work blouses, etc.  Honestly not afraid to say I get most of this stuff at TJ Maxx, Hollister, and American Eagle because it’s just your plain, run-of-the-mill stuff, and no one’s going to notice where it’s from…
  3. Do not spend much on Trendy Clothes.  This is where a lot of people go wrong.  They see all the trends on Pinterest and Instagram and have to have it, over spend, and then they don’t even wear it 6 months from now.  What a waste of money, is what I would always say to myself.  So, usually at the beginning of every season I limit myself to a couple of new Trendy pieces, but will usually only get them from Marshalls/TJ Maxx.  Most on trend pieces are under $20.  How can you beat that?!  It’s good on my wallet now, and I won’t be kicking myself a year from now when I donate it.
  4. Invest in things you want to last.  Pants and Skirts for work I will spend a majority of my clothes budget on.  Think about it.  You’re more than likely at work 5 out of 7 days a week. So right off the bat, you’re wearing it more than things you’re going to go out to the bar in.  And once again, “most people” have to look on the nicer side, or presentable for clients.  So spend the money on a piece that will last you a few years, won’t go out of style, and looks polished.  And obviously I will shop around and look through sales before making a commitment.
  5. Always think “will I get my moneys worth out of this”.  I would never spend more that $100 on something I’m just going to wear once, unless I know I could sell it on consignment pretty easily.  You’re literally throwing your money away by doing this.  Just WHY?!?

 

I have $50/month budgeted for clothes.  Some months I don’t buy anything, other times I over spend, like on a nice pair of work pants.  It’s all about balance, self control, no impulse buying, knowing your weaknesses (everything in Marshalls lol), and shopping smart.  Don’t just be bored on a Saturday and go walk around the mall because you have nothing else to do, because you’ll more than likely see something that you “need”.  And limiting my time scrolling through retailers websites has saved my so much money its crazy!  I can’t tell you the number of times I’ve seen something I really like, but didn’t need, on sale and just had to buy it because it was a good deal!  Save yourself a ton of money and get to know your habits a little better.  Happy shopping (:

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